"Full coverage" is not an official insurance term. People use it a lot, but it can mean different things to different people, and it does not appear in any actual policy. One person might think full coverage means liability, collision, and comprehensive. Another might think it means everything is covered no matter what, which is never the case. That confusion can lead to unpleasant surprises at claim time. For example, you might say you have full coverage and assume hail damage is covered, but if your policy only has liability and collision (and no comprehensive), that damage would not be covered. Instead of asking for full coverage, it is better to be specific about what you want: liability, collision, comprehensive, uninsured motorist, rental car coverage, roadside assistance, and so on. At Rush Agency, we walk you through each part of your policy so you know exactly what you are covered for and where any gaps might be.